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Bergen County

Lawyers in Oradell, NJ

1 firm has an office in Oradell, Bergen County. Their practice areas include Bankruptcy and Criminal Defense.

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Bankruptcy

Facing foreclosure in New Jersey: process, mediation and timelines

New Jersey is a judicial foreclosure state, so a lender has to go through the Superior Court to take a home. Before filing, the lender must send a Notice of Intention to Foreclose at least 30 days in advance, and homeowners who live in a one to four family home can ask for free court mediation within 60 days of being served.

7 min read

Bankruptcy

Chapter 7 vs Chapter 13 bankruptcy in New Jersey

Chapter 7 wipes out many debts in a few months but may require giving up property that is not protected, and you must pass a means test if your income is above the New Jersey median. Chapter 13 lets people with regular income keep their property and catch up on debts, like mortgage arrears, through a three to five year payment plan. Both are filed in the U.S. Bankruptcy Court for the District of New Jersey, and both trigger an automatic stay that stops most collection.

6 min read

Criminal Defense

First DWI in New Jersey: penalties, interlock and what happens next

In New Jersey, a first DWI is a motor vehicle offense handled in municipal court, not a crime, but the penalties are real: fines of $250 to $500, 12 to 48 hours at an Intoxicated Driver Resource Center, a $1,000 yearly insurance surcharge for three years, and possible jail of up to 30 days. Since the 2019 law took effect, most first offenders install an ignition interlock device instead of facing a long license suspension. Refusing a breath test carries similar penalties.

5 min read

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