New Jersey is a no-fault state, so your own Personal Injury Protection (PIP) coverage usually pays your medical bills first, no matter who caused the crash. Whether you can also sue the other driver for pain and suffering depends largely on the lawsuit option on your own policy. You generally have two years from the crash to file a lawsuit.

7 min read

Personal Injury

Truck accident in New Jersey: who's liable and what to do next

Truck crashes in New Jersey follow the same basic injury rules as car crashes, including the two-year filing deadline, but they add a layer of federal safety regulations and often involve several companies that may share responsibility. Key evidence like driver logs and electronic data can disappear quickly, so early action to preserve it matters.

6 min read

Personal Injury

Motorcycle accident in New Jersey: insurance gaps and your rights

Motorcyclists in New Jersey generally don't get PIP no-fault benefits the way car occupants do, so medical bills often fall to health insurance, optional medical payments coverage, or a claim against the at-fault driver. New Jersey requires all riders and passengers to wear helmets, and a rider who was partly at fault can still recover as long as they weren't more at fault than the other side. Most lawsuits must be filed within two years.

6 min read